Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.55%
Current prime rate is
5.45%
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- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.54%
- $612.72
- $133.97
-
- 2 Years
- 7.34%
- $721.53
- 5.39%
- $604.00
- $117.53
-
- 3 Years
- 6.94%
- $696.72
- 4.64%
- $561.28
- $135.43
-
- 4 Years
- 6.74%
- $684.44
- 4.64%
- $561.28
- $123.16
-
- 5 Years
- 6.79%
- $687.50
- 4.54%
- $555.70
- $131.80
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- 7 Years
- 7.10%
- $706.60
- 5.40%
- $604.58
- $102.02
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- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
As a mortgage broker, I'm often asked about the benefits of working with a broker when obtaining a mortgage. Here are a few of the advantages that come with using a mortgage broker:
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Access to a Wide Range of Lenders: While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
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Expertise and Knowledge: Mortgage brokers are experts in their field. They can help you navigate the complex world of mortgages and explain the different types of mortgages that are available to you. They can also provide you with valuable advice on things like interest rates, loan terms, and down payments.
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Time Savings: Finding the right mortgage can be a time-consuming process. When you work with a mortgage broker, you can save time by having someone else do the research for you. Brokers can help you find a mortgage that meets your needs and fits within your budget.
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Cost Savings: Working with a mortgage broker can also save you money. Because brokers have relationships with multiple lenders, they can often negotiate better rates and terms on your behalf. Additionally, brokers can help you avoid costly mistakes that could end up costing you thousands of dollars over the life of your mortgage.
Overall, working with a mortgage broker can be a smart choice for anyone who is looking to obtain a mortgage. If you're interested in learning more about the benefits of using a mortgage broker, please feel free to contact me. I would be happy to answer any questions you may have.
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Videos
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Louis was able to get me a mortgage at a great rate, making the process stress free and seamless. I would recommend him to everyone. He was very professional and it was refreshing to have someone who thought of our financial needs. -Mike K., Toronto
Louis treated us with the utmost respect and took the time to explain the various mortgages available to us. He is very knowledgeable and professional and would definitely recommend him. – Rob M., Toronto
After listening to our concerns, Louis brought up lots of good points and explained the different mortgage options available to us that we never thought of. He always returned our calls and emails in a timely fashion. Louis was able to get us a great rate and overall, it was a great experience. – Luca A., Woodbridge
Very professional, honest and knowledgeable about the various mortgage products. He was able to get us a very good rate and we wouldn’t hesitate in recommending him to anyone. – Elizabeth V., Scarborough
I just want to say thanks. From the first phone call to the end of the process you made things seem easy. Thanks again for everything. – Samir
Making homeowner dreams come true
We're here to help you with home purchases, mortgage renewals, refinancing and more.